Fleet Operators Insurance
Trucking fleets face unique challenges, and having the proper coverages are paramount to covering your assets. Our team is here to assist you in providing the right fleet coverage for your business. At Rev, we only work with truckers, so we understand the unique coverage requirements you have when managing your trucking fleet.
There are several insurance coverages available to fleet owners – your operations, type of truck, what you haul, and other factors determine your trucking insurance needs.
Commercial Trucking Liability Insurance
This type of insurance is usually carried by all truckers and trucking businesses. It protects you in the event that you or one of your drivers causes an accident. Your liability policy will cover the costs of injured third-parties including medical expenses and property damage. Your commercial trucking liability policy will also help cover your out of pocket legal fees in the case of a lawsuit.
Workers’ compensation for trucking companies and fleets pays employees for medical expenses and lost wages if they are injured on the job. Most states have a minimum requirement of workers compensation coverage for truckers. Trucking operations are in unique situations because they often operate across state lines, and these states have varying laws. Talk to an experienced agent to make sure you meet the requirements for your operations.
Physical Damage/Comp & Collision
Including both collision and comprehensive coverage, a physical damage policy not only covers the costs of damage to your truck or other commercial vehicles from an accident but will also pay from damage from theft, vandalism and other causes.
Much like physical damage, cargo insurance provides coverage in case of loss or damage to cargo while it is in the trucker’s position. Talk to your agent about the type of cargo you haul to see if you need cargo insurance.